Especially for Community Banks.

MC Planning provides innovative software and customized services for small, depository institutions to assist them in interest rate risk analysis, investment portfolio management and asset and liability management. Our software is proprietary, giving us the ability to work closely with each client to support it, maintain it and enhance it.

Proprietary systems backed by professional support.

MC Planning supplies community banks with a suite of proprietary software products comprised of:

Portfolio Manager. Portfolio Manager is a comprehensive investment portfolio accounting, pricing and analytical system. It provides the client much of the flexibility of in-house processing with the support of a service bureau.

Risk Manager. Risk Manager is available either in-house or via a service bureau. It covers all management reporting needs in the area of interest rate risk management. The volatility of both accounting and economic interest rate risk is measured against a plus and minus 400 basis point change in interest rates.

Profit Manager. Profit Manager brings the power of Risk Manager in-house along with an impressive line of features unrivaled by any other in-house asset and liability management system.

Customized Consulting Services.

In addition to its proprietary software products, MC Planning utilizes expertise and experienced analysis to provide customized consulting services for community banking clients. These services include:

Policy Design. MC Planning assists community banking clients in the creation of internal policies covering investment securities and asset and liability management.

Strategy Development. Based on the unique, individual objectives of each community banking client, MC Planning can guide management in constructing effective investment and asset and liability management strategies.  

Seamless Access.

Through PlainsCapital Corporation, MC Planning provides community banking clients with seamless access to comprehensive Correspondent Banking services including:

• Bank/Holding Company Stock Financing
• Loan Participations
• Shareholder/Director/Officer/Employee Loans
• Safekeeping
• Check Clearing Services (Electronic and Paper)
• Fed Funds
• Certificates of Deposit
• Treasury Management
• Capital Equipment Leasing
• Wealth and Investment Management
• Asset Management
• Residential Mortgages
• Remote Deposit